Investing is a big step in your personal finance management. Investing is taking a risk to better your financial situation. Not everyone invests, but those that do often are glad they took the risk. Investing does not have to be a major risk, though. You just have to understand it in order to be comfortable with it.
Risk is a major part of investing. With every investment there is almost a guarantee that there will be some risk you could lose money instead of gain money. However, there are varying risk levels to investing. Some investments, like savings accounts, involve little to no risk, while other investments, like stocks, involve higher risks.
You should get to understand the different types of investment options that you have. There are a wide range and each has its own advantages and disadvantages. You should learn as much as possible about each type of investment before ever sticking a penny in one.